We have been on separate policies for the last year or so, the Husband at school and myself just a single policy adding up to a little under $200 per month together. Keep in mind being separate, there is absolutely NO BABY COVERAGE! Fine whatev - this year we decided we should probably get baby coverage - JUST TO BE SAFE! Again I don't want to lead you astray, this is just precautionary measures at this point! So I called BCBS to see how much it would cost to add baby coverage - just in case. Sit down and hold your pants on folks... I pay $130 now per month - to add baby coverage it will be an ADDITIONAL - that's right not in place of but IN ADDITION TO that $130 an EXTRA $727.30.
What's that? Per year - that's not too bad -
NO that is an additional $727.30 PER MONTH!!!!!
Coming in for a GRAND TOTAL of
$857.30 PER MONTH!
OH and did I mention there is an 8 month waiting period???? So if I went with this ridiculous plan, and I got pregnant at 7 months and 29 days - I'M NOT COVERED!!!!!!!
REALLY BCBS, REALLY?!?!?!
Well that will just not do - goodbye BCBS it was nice knowing you!
REALLY BCBS, REALLY?!?!?!
Well that will just not do - goodbye BCBS it was nice knowing you!
We will go with the 'cheap' guys over at Coventry even though I don't like them in general. They'll give us coverage at $500 per month thank you very much!
My question is what do all those single women do when they find themselves prego without insurance coverage!?!? Oh that's right they go and apply for government aid since the insurance companies make it IMPOSSIBLE!
I will spare you my other thoughts, but in conclusion - I think insurance is one giant scam!
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